How to apply for Punjab Rozgar Scheme 2020

We have compiled a complete guide on how to apply for soft loan under the Punjab Rozgar Scheme 2020 in both English and Urdu for the convenience of your readers.

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How to apply for Punjab Rozgar Scheme 2020

The procedure is explained in both English and Urdu step by step with screenshots where necessary to help understand the complete loan application procedure for the Punjab Rozgar Scheme.

Read more: Punjab Rozgar Scheme 2020 – Complete information regarding the initiative.

Application Charges

Schedule of Charges to be paid by the Applicant / Borrower will be as under:

Application Processing FeeRs.2000/- (non-refundable) at the time of submission of application
Valuation / legal / documentation charges inclusive of revenue stamps, Government duties / fee etc.At Actual Rate
Insurance ( if applicable)At Actual Rate
Partial / Balloon / Early Settlement ChargesNIL
Late Installment Payment Charges Rs. 1 per 1000 per day on principal amount to be calculated from monthly installment from due date till date of actual payment

درخواست گزار/ قرض خواہ کے لئے ادائیگی کا شیڈول درج ذیل ہو گ

درخواست پراسیسنگ فیس 2000 روپے (نا قابل واپسی ) درخواست کے ساتھ جمع کروانا ہو گی
ویلوایشن/ قانونی / ڈاکومینٹیشن چارجزبشمول محصول ٹکٹ ،سرکاری ٹیکس / وغیرہ ادا کرنا ہوں گے
انشورنس( اگر قابلِ اطلاق ہے ) ادا کرنا ہو گی
جزوی یا وقت سے پہلے قرض کی ادائیگی پر کوئی چارجز نہیں ہوں گے
قسط کی مقرہ تاریخ کے بعد ادائیگی کی صور ت میں اصل رقم پر 1 روپیہ فی 1000 روپے فی دن کے حساب سے جرمانے کے طور پر لیا جائے گا

How to apply for Punjab Rozgar Scheme 2020?

In order to apply for the Punjab Rozgar Scheme, please visit https://rozgar.psic.punjab.gov.pk/ and signup as shown in the screenshot below.

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Click on ‘Applicant Signup”.

After clicking the ‘applicant signup’ you will be directed to the next page where you will need to provide your name, email address, CNIC number, mobile number in order to register your account on the Punjab Rozgar Scheme Scheme 2020 web portal.

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Provide your information.

After you click ‘register’ a pin will be sent to your mobile number which you will have to provide in the next window and click on ‘verify’. Please note you will have three minutes from the pin expires.

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Enter the pin received on your mobile number and click ‘verify’.

After successfully signing up you will be taken back to the home page where you began and login by providing your CNIC you used while creating your account on the Punjab Rozgar Scheme web portal.

Next you will need to click on ‘New Application’ under the My Applications tab to begin applying for the loan under the Punjab Rozgar Scheme 2020.

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Click on the ‘New Application’ button.

Before you begin applying to Punjab Rozgar Scheme, please that you must have the following pictures and documents:

  1. Picture with complete face
  2. Front-side of CNIC
  3. Back-side of CNIC
  4. Latest Educational degree / Certificate, if and whatever applicable (Matric, Intermediate, Bachelors, Masters, PHD) etc (if applicable)
  5. Experience certificate(s) (if applicable)
  6. License / Registration with Chamber or Trade Body (if applicable)
  7. Scanned Copy of Security Documents to be offered for availing Loan

اپنی درخواست شروع کرنے سے پہلے آپ کے پاس مندرجہ ذیل دستاویزات کی اسکین کاپیاں / واضح نظر آنے والی تصاویر ہونی چاہئیں

مکمل چہرے کے ساتھ تصویر
شناختی کارڈ کا سامنے والا حصہ
شناختی کارڈ کا پچھلی طرف والا حصہ
تازہ ترین تعلیمی ڈگری / سر ٹیفکیٹ ( اگر اور جو بھی لاگو ہوتا ہے ): میٹرک ، انٹرمیڈیٹ ، بیچلرز ، ماسٹرز ، پی ایچ ڈی وغیرہ – اگر قابل اطلاق ہو
تجربہ سر ٹیفکیٹ – اگر قابل اطلاق ہو
چیمبر یا تجارتی ادارہ کے ساتھ لائسنس / رجسٹریش اگر قابل اطلاق ہو

Furthermore, you must have the following information available for filling out the Punjab Rozgar Scheme 2020 application:

  1. National Tax Number(non-mandatory), in case you don’t have one please register at https://iris.fbr.gov.pk/
  2. Consumer ID of Electricity bill installed at your current address
  3. Consumer ID of Electricity bill installed at your current office address (if applicable)
  4. Registration number of any vehicle registered in your name (if applicable)
  5. In case of new business an estimate of Monthly business income, business expenses, household expenses and other income
  6. In case of existing business actual Monthly business income, business expenses, household expenses and other income
  7. Name, CNIC and Mobile numbers of Two References other than Blood relative

اپنی درخواست شروع کرنے سے پہلے آپ کے پاس مندرجہ ذیل معلومات کا ہونا ضروری ہے


قومی ٹیکس نمبر ( لازمی نہیں ہے ) اگر آپ کے پاس نہیں ہے تو برائے مہربانی دیے گئے لنک پر کلک کرکے رجسٹر ہو سکتے ہیں۔ https://iris.fbr.gov.pk/
آپ کے موجودہ پتے پر بجلی کے بل کا صارف شناخت نمبر
آپ کے موجودہ آفس ایڈریس پر بجلی کے بل کا صارف شناخت نمبر – اگر قابل اطلاق ہو
نئے کاروبار کی صورت میں ماہانہ کاروباری آمدنی، کاروباری اخراجات، گھریلو اخراجات اور دیگر آمدنی کا تخمینہ مہیا کرنا ہوگا۔
موجودہ کاروبار کی صورت میں ماہانہ کاروباری آمدنی، کاروباری اخراجات ، گھریلو اخراجات اور دیگر آمدنی کی حقیقی تفصیلات
خونی رشتے داروں کے علاوہ دو حوالوں کے نام ، موبائل نمبر اور ان کے شناختی کارڈ نمبر

When you are sure you have everything you need to start the process, just click on ‘start application’ and it will take you the next step.

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Click on ‘ Start Application’ to begin filling out the form for Punjab Rozgar Scheme 2020.

Now you need to fill out basic eligibility information. These questions are available both in English and Urdu on the Pubjab Rozgar Scheme application portal.

Punjab Rozgar Scheme, Punjab Rozgar Scheme 2020, How to apply Punjab Rozgar Scheme, How to apply Punjab Rozgar Scheme 2020, How to apply punjab rozgar loan
Select the appropriate options according to you.

Now you will be given options of two different types of loans which include Punjab Rozgar Loan (پنجاب روزگار قرضہ ) and Punjab Green Development Loan (پنجاب گرین ڈویلپمنٹ قرضہ ). Just select one based on your requirements and continue.

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Select the loan type.

Now you will be taken to the main form of the application for loans under the Punjab Rozgar Scheme 2020. Under the first phase of the application form, you will need to provide personal information as shown in the screenshot below.

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Provide basic information about yourself as asked.

After that you will need to provide information on the qualifications you hold as per the screenshot below.

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List your qualifications.

At the end of this section of the Punjab Rozgar Scheme 2020 application you will be asked to provide contact details as shown.

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Provide contact details.

After providing all of the required information in the form, please move on the next step of the application process which includes ‘Business information’ section of the application.

Here you will need to provide information on the type of business or company you are running along with complete details about the business.

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Provide information about the business you are running.

Furthermore, you will be asked to provide information on loan amount you want to avail through Punjab Rozgar Scheme by providing information on the estimated project cost as shown.

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Fill out information regarding the loan amount required.

Next you will need to provide a personal guarantee which includes the person’s CNIC and information about the total net worth of the individual.

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Provide a guarantee.

After filling out the details, you will need to provide information regarding the business plan which includes monthly income, monthly business and household expenditures including any other sources of income.

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Information about business plan needs to be submitted in this step.

Now you will need to provide documents including Experience Certificate, License with Trade Body and any other related documents.

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Upload required documents.

Next you will provide information about your credit history, in case you don’t have any just select no and move on to the next step.

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Fill in information about credit history if any.

After this you will be asked provide you references along with their details like CNIC number and mobile number and inform in the Punjab Rozgar Scheme Application if any of them have political affiliation.

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Provide references.

Now you will be given a change to review the entire application you filled to apply for loan under the Punjab Rozgar Scheme 2020. After reviewing the application, please click on ‘save and continue’.

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Review application.

Next up you will need to agree if all information provided by you is correct and move on towards submitting your application.

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Submit application.

After submitting the application:

  1. Once the form is submitted, your Application Registration Number (ARN) shall appear on the screen and you will also receive SMS stating the same, please keep it saved
  2. Please visit the nearest branch of The Bank of Punjab (BOP) along with Application Registration Number (ARN) in order to deposit Processing fee of Rs. 2,000/- after which processing of your application will start
  3. To find the nearest branch of The Bank of Punjab (BOP), please visit this link (https://www.bop.com.pk/Branch-Network)
  4. You will receive SMS once your application moves to next stage of process, however you may check application status on this Link as well (https://rozgar.psic.punjab.gov.pk)
  5. New/Fresh application can only be processed if, first application is rejected or first loan is paid off/cleared

ایک بار فارم جمع کروانے کے بعد آپ کی درخواست کا رجسٹریشن نمبر (ARN) اسکرین پر ظاہر ہو گا اور آپ کو ایس ایم ایس بھی موصول ہو گا پراہ کرم اسے محفوظ رکھیں
اپنے درخواست رجسٹریشن نمبر (ARN) کے ساتھ قریب ترین بنک آف پنجاب (BOP) کی کسی بھی برانچ میں تشریف لے جائیں جہاں مبلغ 2000 روپے پراسیسنگ فیس جمع کروانے کے بعد آپ کی درخواست پر کاروائی شروع کر دی جائے گی
بنک آف پنجاب کی قریبی برانچ کو تلاش کرنے کے لئے براہ کرم اس لنک کو ملاحظہ کریں (https://www.bop.com.pk/Branch-Network)
آپ کے درخواست کے عمل کے اگلے مرحلے میں منتقل ہونے کے بعد آپ کو ایس ایم ایس موصول ہو گا، تا ہم آپ اس لنک پر اپنی درخواست کی حیثیت کی جانچ بھی کر سکتے ہیں (https://rozgar.psic.punjab.gov.pk)
نئی درخواست صرف اسی صورت میں دی جا سکتی ہے کہ اگر آپ کی پہلی درخواست مسترد کر دی گئی ہو یا آپ نے پہلے حاصل کیا ہوا قرضہ مکمل طور پر واپس کر دیا ہو

Read more: Kamyab Jawan Program Online Loan Application [Complete Guide].

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